My latest life motto is “Treat Yo Self,” partly because I’m obsessed with Parks and Rec, and partly because I love nice things. My struggle? I don’t have Tom Haverford and Donna Meagle kind of money for a DJ to follow me around, to buy a diamond beetle brooch, or a spontaneous trip to Beverley Hills (can we all just acknowledge how fabulous the newest Treat Yo Self was?! And the sadness that Parks is over!!) So I can have a Treat Yo Self day (June 13th – if you’re wondering – Mary-Kate and Ashley’s birthday) I have to save. I keep track of my expenses through:
- Online Banking: It’s heavenly. Saves my life. Get set up at your bank.
- Keep Your Own Record: Sometimes I don’t always check my account online so I keep track of expenses on paper.
- Blogs/Experts/Websites/Apps: To make a manageable budget that I can actually stick to, I’ve done research to figure out what percentage of my income is appropriate for certain things, like clothes, and groceries (I also tithe which is 10% plus offerings above that). Taking all of this in, I create a budget, you can even have an app help you track it, and check blogs and articles from experts on how to stick to it.